奥巴马健康保险
​​Obama Care Insurance

奥巴马健康保险又称可承担起的保险，是一个全国范围的法律改革健康系统。
​Obama Care (also known as the Affordable Care Act) is a nationwide law that focuses on reforming the national health care system.

保险实例  Real Examples

1. 一家3口，年轻夫妇和8岁孩子，月入$4,000，银级计划月费$1,173，政府补助$870，实际支付月费$303。
2. 相同家庭条件，月入$3,000，银级计划月费$1,173，政府补助$1,015，月费$157。

短期健康保险
Short Term Health Insurance

短期保险不对已有情况进行保险，只保不可预见的基本医疗需求和急诊。
Short-term insurance do not provide pre-existing condition coverage, only protect against unforeseen incidents, basic medical needs and emergencies.

保险特点  Features

1. 短期，可以按月来进行投保
2. ​保险范围有限：
   • 已经患病的 - 不保
   • 想要生孩子 - 不保
   • 预防性的 - 不保

​低收入/老年人
Medicaid / Medicare 

保险特点  Features

低收入保险针对收入低的人群，有确定的收入范围。
Medicare针对年龄65岁以上或者65岁以下有disability的人群。
Medicaid is a state and federal program that provides health coverage if you have a very low income. 
Medicare is a federal program that provides health coverage if you are 65+ or under 65 and have a disability, no matter your income. 

奥巴马补助额度查询
Health Insurance Marketplace Calculator

补助额度和每州，年收入，受保人，孩子等因素有关
The tax credit is related to annual income, insured people, children and so on.

即刻查询 Estimate

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